Via BPI's Digital Channels:

1. Go to the BPI Outward Remittance page to send funds now. You can also open your BPI Mobile app, swipe up, and tap BPI Outward Remittance.

2. Fill out the necessary details:

    a. Sending details 
    b. Receiving Bank details 
    c. Beneficiary Details 

3. A confirmation section will appear and you will be required to agree on terms and conditions and encode the preferred email address where you would want to receive the acknowledgement of your transaction. 

4. Log in to your BPI Online account.

5. Enter the One-time PIN (OTP) sent to your registered mobile number and click "Proceed".

6. A confirmation message will appear and you will receive an email containing the transaction details.


Via BPI Branches

1. Print the outward remittance application form in three copies, then completely fill out and sign. 

2. Visit any BPI branch near you. 

3. Provide identification documents and other documents supporting your remittance transaction.

 
Reminders on filling out the form: 
 
a.  Remitter's information must contain the complete name, address, and BPI account number of the account holder. 
b. Transaction Information must contain the currency amount (e.g. USD 100, Php 2,000, etc.) and purpose of the remittance. 
c. Beneficiary's Information must contain the following: 
 
- Complete name and address of the person/entity 
- Foreign bank account number of the person/entity 
- International Bank Account Number (IBAN) for payments bound to European countries and some non-European IBAN countries 
 
d. In the Beneficiary bank fields, provide the following information: 
 
- Name and address of the beneficiary bank 
- SWIFT Code of the beneficiary bank 
- Fedwire or Chips ABA routing number for beneficiary banks in the United States; BSB number for beneficiary banks in Australia; Transit number for beneficiary banks in Canada; Sort code for beneficiary banks in the UK 
 
e. For Correspondent Bank charges, please specify who will shoulder the correspondent bank charge. 

BPI Outward Remittance Account is a fast and affordable way of sending money from a BPI account to an international bank account. Transactions may be done using BPI Online and Mobile App or at BPI branches nationwide. 

BPI clients with a savings or checking account and are enrolled in online banking. 

Via Branch:  
The following currencies are accepted if source accounts are PHP and FCDU: USD, AUD, GBP, EUR, JPY, SGD, HKD, CAD, and NZD 

if the source account is in USD, the following currencies are also accepted: IDR, TWD, INR, CHF, MYR, THB, KRW, NOK, DKK, SEK 

Via Digital Channels: 
For transactions using digital channels, the following currencies are accepted: USD, CAD, AUD, EUR, GBP, SGD, HKD 

If BPI does not offer the intended currency, you can send the transaction in USD currency, and funds will be debited from your PESO or FCDU account. 

The maximum amount per transaction is USD 10,000.00/Php 500,000.00. However, it is still subject to the receiving Bank’s maximum amount per transaction limit. 

There is no limit on the number of transactions per day as long as the account is funded and will not reach the limit.

For transactions via digital channels, the amount of remittance that could be sent is only up to USD 10,000 or Php 500,000.

Turnaround time for the receipt of funds is 1-3 banking days provided that the transaction details have no discrepancies.

It is not required to pre-enroll the beneficiary’s accounts. You just need to indicate the beneficiary’s complete details when making the transaction. 

Here is a list of documents that can be accepted: 

1. Foreign travel funds - applicant's passport and passenger ticket 
2. Educational expenses / student allowance abroad - proof of enrollment with billing statement from school abroad 
3. Medical expenses - billing statements for expenses incurred abroad, certification issued by doctor/ hospital abroad indicating cost estimate of the treatment/service to be rendered 
4. Emigrant's assets (including inheritance legacies and income from properties) - proof of residence abroad and notarized deed of sale of assets in the Philippines (e.g. real estate, vehicles, equipment, etc.) 
5. Sale of proceeds of foreign national's domestic asset - ACR-I card and photocopy of proof of sale of assets indicating currency of payment 
6. Freight charges on exports and imports —billing statement and photocopy of contract and agreement 

No, cash should be deposited first to the account as remittances are processed by debiting your account directly. 

You may either inquire with the transacting branch or send an email to bpinontradecbft@bpi.com.ph and provide the following:

- Transaction Reference Number
- Name of Remitter
- Date of Transaction
- Amount of Remittance

For inquiries, you may send an email to bpinontradecbft@bpi.com.ph.