BPI Family Savings Credit Cards Declaration

I (We) acknowledge and agree to the following:

1. All the statements, information and supporting documents provided by me (us) are true, correct, and accurate.

2. Any material misrepresentations or falsity or omission herein which is misleading shall be construed as an act to defraud BPI Family Savings Bank (“BFSB”) and may be a ground for the denial of my (our) application or, if already granted, the cancellation or termination thereof, including rendering any loans granted to me (us) immediately due and payable, without prejudice to such civil and/or criminal liability action that BFSB may pursue against me (us).

3. It is the sole prerogative of BFSB to grant or deny my (our) application and should my (our) application be denied, BFSB may provide the reason for such decision in accordance with the requirements of applicable law.

4. All information and documents obtained, collected and processed by BFSB in connection with my (our) application shall remain the property of BFSB.

5. BFSB, its parent, BPI, BPI subsidiaries and affiliates (collectively, the “BPI Group of Companies”) may impose such specific terms, conditions and requirements as they may deem necessary or appropriate in connection with my (our) availment of any of their products, services, facilities and channels. My/Our application, enrollment, availment, access, maintenance and continued use of any of the products, services, facilities and channels of any member of BPI Group of Companies shall constitute my/our acceptance and agreement to the applicable terms and conditions.

6. I (We) shall notify BFSB of any material changes affecting the information supplied by me/us and documents submitted in connection with this application.

7. I (We) agree to receive updates, notices and announcements on my (our) application and/or any of BFSB’s products, services, facilities and channels via SMS/text, email or fax transmission or such other means of communication deemed appropriate by BFSB.

8. Where applicable, BFSB may enroll my (our) approved application with any credit protection provider, or guarantee program of any institution, whether public or private, at BFSB’s sole option.

9. Prior to submitting to BFSB information about individuals (including their personal data), I (we) have obtained all necessary authorizations and consents as may be required by applicable confidentiality and data privacy laws to enable BFSB to use and process such information. I (we) further agree that all my (our) personal information (including those of individuals related to me(us)), my (our) transactions, business and credit relationships, accounts or account information or records which are with you, made available to you or which are in your possession or updated from time to time, may be collected, obtained, used, stored, consolidated, processed, profiled, benchmarked, shared to and disclosed, by and between BFSB and any member of the BPI Group of Companies, their successors and assigns, and their respective authorized representatives, agents and service providers, for any or all the purposes described in the BFSB Data Privacy Statement published at https://online.bpi.com.ph and deemed incorporated by reference in this form.

10. I (we) have read, understood and agree to be bound by BFSB's  "Terms and Conditions of the Deposits, Products, Services, Facilities and Channels", as well as BFSB's "Terms and Conditions Governing the Issuance and Use of BPI Family Credit Cards", as these terms and conditions may be amended or supplemented from time to time, copies of which were either provided to me (us) or made available /accessible to me (us) via www.bpi.com  or such other channels or electronic applications selected by BFSB.

11. The foregoing shall apply to all products, services, facilities and channels of BFSB that I (we) may now or hereafter apply for or avail of.

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