Ka-Negosyo SME Loan for Property
Conveniently invest in acquiring or constructing property assets for your business.
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Tenor

Maximum of 20 years for Acquisition


Maximum of 10 years for Construction or Renovation


Loan Amount

Minimum of Php 1,000,000





Collateral

Real estate mortgage





Features
Easy

Get up to 90% loan to collateral ratio

Convenient

Enjoy fixed Interest rate pricing.

Quick guide

How to apply for a Ka-Negosyo SME Loan for Property

You can apply through the following channels:

a. Fill out our loan application form
b. You may visit any BPI branch.
c. Call us at (02) 7918-2000, press 2 for Business loans or;
d. Email us at bbclientservices@bpi.com.ph

Loan Application Portal
Fill out the form to kickstart your loan application process.
Apply now
Frequently asked questions

How do I know if I am eligible to apply for a Ka-Negosyo SME Loan for Property?

To apply for a Ka-Negosyo SME Loan for Property, you must meet the following criteria:

1. At least three (3) years of business operations
2. Filipino Citizen Ownership
3. At least 1 year Philippine Resident Tenure

What are the requirements to apply for a Ka-Negosyo SME Loan for Property?

For sole proprietor and individual:

a. Duly accomplished application form​
b. DTI Registration/Business Permit​
c. Borrower’s ID​
d. Spouse’s ID (if applicable)​
e. Last 3 months bank statement (BPI and/or other banks)​
f.  Income Tax Return (ITR) for the last 3 years
g. Audited Financial Statements (AFS) for the last 3 years

For partnership and corporation:

a. Duly accomplished application form​
b. SEC Registration​
c. Latest General Information Sheet​
d. Articles of Incorporation/Partnership (including amendments. if any)​
e. By-Laws (including amendments, if any)​
f. IDs of majority shareholders/authorized signatories ​
g. Last 3 months bank statements (BPI and/or other banks)​
h. Latest 3 years Income Tax Return (ITR) (if aggregate loan exposure is more than Php 3,000,000)
i. Latest 3 years Audited Financial Statements(AFS) (if aggregate loan exposure is more than Php 3,000,000)

*This list is indicative only and non-exhaustive

How much is the processing fee?

The processing fee is Php 3,500.

Who do I contact if I have questions about Ka-Negosyo SME Loan for Property?

We have a dedicated customer service team for our SME clients. You may call us at (02) 7918-2000, press 2 for Business Loans, or email us at bbclientservices@bpi.com.ph.

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